新的房地产贷款政策目的在于为建立社会住房保障体系提供信贷支持，从而促进社会的稳定。
The real purpose of this new property loan policy is to boost credit support for building an a ordable housing system for social security purposes.
2008年诺贝尔经济学奖得主保罗·克鲁格曼（Paul Krugman）写道“鉴于美国政策相较租赁更倾向于支持自有住宅，你可以看到这样的事实：美国自有住房者泛滥。”
“Given the way US policy favours owning over renting,” writes Paul Krugman, 2008’s Nobel laureate in economics, “you can make a good case that America already has too many homeowners.”
从房地产开发贷款到个人住房贷款，银行都提供了强有力的信贷支持，正是有了这种政策的支持才使我国的房地产价格不断攀升。
From real estate development loan to the individual housing loans, Banks provide a stronger credit support, Because of this policy of support to make our real estate prices rising.
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