这类证券最早的发端是住房抵押担保证券（ Mortgage-Backed Security， MBS），后来品种逐步得到丰富，出现了贷款担保证券、信用卡应收款担保证券等等。
基于2个网页-相关网页
住房抵押贷款担保证券 mortgage backed securities ; MBS
近期中国推行资产证券化存在许多制度性障碍，而操作的切入点是实行住房抵押担保证券化。
There are many obstructions from present system to perform assets securitirization. This essay also pointed out the way of performing assets securitirization.
住房抵押贷款担保证券依据不同投资者的风险承受程度向许多投资者发行。
These were sold to a wide range of investors, depending on their tolerance for risk.
华尔街上众银行将大量的次优贷款打包重组，并以此发行住房抵押贷款担保证券(MBS)，卖给贪图高收益的投资者(见下图)。
Wall Street Banks did a roaring trade packaging bunches of subprime loans into mortgage-backed securities, and selling them on to investors, greedy for yields (see chart).
应用推荐