但是我的预测会在今后几年实现，我们将回顾过去，并惊讶于当时为何所有的网站和应用程序没有在某些方面实现个人化。
But my prediction will be that a few years from now, we'll look back and wonder why there was ever this time when all these websites and applications... weren't personalized in some way.
我外祖父固然是在风华正茂之年就弃世了，当时他只有六十七岁，但是我的祖父，祖母和外祖母却都活到了八十以上。
My maternal grandfather, it is true, was cut off in the flower of his youth at the age of sixty-seven, but my other three grandparents all lived to be over eighty.
虽然当时的红利在今天看来微不足道，但是如果我的公司，波士顿一号，和整个金融系统能撑到年底，我还能得到同等数目的奖金。
Bonuses at the time were a fraction of what they are today, but if my employer, First Boston, and the financial system survived until year-end, I would get the equivalent of a fellowship.
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