它同企业的价值和风险都密切相关。
It is closely bound up with value and risk of the enterprises.
揭示贷款的实际价值和风险程度，真实、全面、动态地反映贷款的质量；
To assess the real value and risk of loans and reflect credit quality in a reliable, comprehensive and dynamic manner.
商业利益通常以净现值来表示，它综合考虑了金钱所得的时间价值和风险问题。
Business benefits are usually expressed in terms of net present value, which takes into account the time-value of money obtained, as well as risk. Mathematically, it is defined as.
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