'''个人住房贷款(individual housing loans)''' == 什么是个人住房贷款 == 个人住房贷款是指[[银行]]向借款人发放的用于购买自用普通住房的[[贷款]]。
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个人住房贷款 Personal Housing Loan ; individual housing loans ; the personal housing loan
自营性个人住房贷款 housing loans on own account
人住房公积金贷款 Personal Housing Accumulation Fund Loan
个人住房担保贷款 collateral loanfor private housing ; collateral loan for private housing
个人住房组合贷款 individual combined housing loans
个人住房抵押贷款 personal housing mortgage loan ; Residential mortgage loan
个人住房按揭贷款 personal housing mortgage loans
个人住房消费贷款 Individual Consumer Housing Loans
本文对个人住房贷款中，借款人的潜在风险进行了深入分析，并联系当前实际提出相应的控制、防范风险的措施。
This paper analyses the hidden risks of the borrowers in it deeply and puts forward the corresponding control and precaution measures related the current situation.
如果你是初次买房，就要开始作为贷款人货比三家，去申请住房贷款的预先审核。
If you're a first-time buyer, start the process by shopping around for a lender and applying to get pre-approved for a home loan.
美联储纽约分行并未提供每项资产的估价，也没有披露能用来确认具体住房贷款的信息，该行称这些数据可能侵犯贷款人的隐私。
The New York Fed didn't provide information on the valuations of each asset or data that would identify residential home loans, saying the latter 'would violate individual borrowers' privacy.'
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