三、相关摄念辨析 1、混业经营（Joint Operation） 混业经营（Joint Operation）与分业经营（Segregated Operation）相对，属于两种不同的金融业经营制度。
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合业经营与分业经营是世界上银行业采用的两种不同的经营模式，我国目前采用的是分业经营模式。
Joint operation and separate operation are two models of banking system in the world. At present, we are adopting the model of separate operation in China.
国际上商业银行的经营制度主要有两种，即分业经营制度与混业经营制度。
There are two systems of financial institution operation in the world: separated operation and mixed operation.
本文对金融业的分业经营与混业经营模式的利弊进行了比较分析。
This paper compares and analyses the advantages and disadvantages of specialized and mixed business modes in finance.
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