因此，质量成本管理的重点是：不良质量成本。

Therefore, quality cost management focuses on: the cost of poor quality.

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其资金主要来源于成本较高的定期储蓄存款； 经营结果表现为资产质量低，不良资产比例高，经营亏损严重。

Their capital mainly comes from high-cost time deposit, which results in poor quality of assets, high rates of adversely classified credits and heavy losses.

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然后，通过对产品形成的价值链的分析，构建符合六西格玛管理要求的不良质量成本的组织体系；

Then, through the analysis of the value chain of product, we can build an organization system of cost of poor quality that adapts to Six Sigma.

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