我承认我真的想念曾经的一切，但我也承认我已经接受了一切都已改变的事实。

I admit I really miss how things used to be. But I can also admit that I've accepted the fact that things changed.

youdao

我们曾经历过这样一个时代：只要你能够借到钱，借钱消费就是合理之举。如今，一切都已改变，某些银行对借款人已不再宽容。

We have lived through an era where it made sense to borrow and buy if you could; now everything has changed, and certain lenders are taking no prisoners.

youdao

但一切都已经改变了。

But all that has changed.

youdao