原贷款本金每年的借债服务比率。亦称房屋贷款常数。

Ratio of Annual Debt Service to original principal of the loan. Also known as a mortgage constant.

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更好的方法是减少抵押贷款本金，更大的刺激借款者偿还债务。

A better route would be to reduce the mortgage principal, giving borrowers a bigger incentive to pay their debt.

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为表示决心，奥巴马先生重申他要改变破产规定的想法，这样法庭可以降低贷款本金。

As a stick, Mr Obama reiterated his intention to alter the bankruptcy code so that courts can reduce mortgage principal.

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At the end of the loan upon your payment of the principal and of sufficient additional interest, John Milton, Sr., the goldsmith, would return to you the gold that you had entrusted to him.

在贷款期限到期时，在你支付了本金,和额外的利息后，金匠约翰弥尔顿会把你托付,给他的金币还给你。

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Your mortgage payment is constant through time but the fraction of it that goes to paying off principal versus interest changes through time and it just changes as dictated by this formula.

抵押贷款每月还款是固定的,但是其中本金和利息的比例关系,会随时间而改变,这是由这个公式所决定的

耶鲁公开课 - 金融市场课程节选

That's because, at the end, if- -suppose you're one month or two months away from the payoff of the mortgage, you don't have any balance left, so the interest that you're paying is -hardly any balance left--is very low and so you're payment is paying off principal, mostly.

这是因为,在最后,如果,假设你还剩1到2个月,就可以还清抵押贷款,那么剩下的贷款余额就很少了,因此你所需要付的利息,将会非常少,因为贷款余额几乎为零,此时你偿还的就主要是本金

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