货币市场存款账户（Money Market Deposit Accounts，MMDAs）货币市场存款账户是西方商业银行为竞争存款而开办的一种业务。开立这种账户，可支付较高利率，并可以浮动，还可使用支票。这一账户的存款者可定期收到一份结算单，记载所得利息、存款余额、提款或转账支付的数额等。
实际上，绝大部分银行对储蓄存款，定期大额储蓄存款和某几种类型的货币市场账户根本上就没有准备金。
In fact, most Banks have no reserve requirements at all on savings deposits, CDs and certain kinds of money market accounts.
不要把这些钱塞在床垫下，把它存到高利率的网上储蓄账户、某种定期存款或某种货币市场账户。
Don't just sock away this money under your mattress; put it in a high-interest online savings account, a certificate of deposit or a money market account.
网上银行以经占到货币市场账户存款的7%，而这部分存款的争夺是最激烈的(相比于基本的活期账户和存款凭证)。
Internet Banks now hold 7% of total deposits in so-called money-market accounts, the segment in which they compete hardest (in contrast to basic current accounts and certificates of deposit).
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