消费者，特别是那些打算买房子的人，看到按揭利率达到史上最低，会出手借款并增加消费。
Consumers, particularly homebuyers attracted to record low mortgage rates, would borrow and spend more.
发觉其中有利可图，银行和抵押贷款公司开始向高风险人群推出贷款，特别是低收入的第一次买房客户。
Sensing a potential bonanza, banks and mortgage companies began peddling loans to riskier segments of the population - especially low-income first-time homebuyers.
想买房的人面临的是一番稍微好点儿的局面——特别是那些有现金也不需要按揭的人。
Would-be homeowners face a slightly better scenario - particularly of they have cash to spend and don't need a mortgage.
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