很简单的鉴别办法:如果客户有"法人"营业执照就是，如果只是"营业执照"那就不是。 法人是具有民事权利能力和民事行为能力，依法独立享有民事权利和承担民事义务的组织。简言之，法人是具有民事权利主体资格的社会组织。
贷款违约30天(含)以上的法人客户。
Corporate customers with loans overdue for no less than 30 days.
提出贷款申请后由于不符合相关规定被我行拒绝的法人客户和法定代表人。
Corporate customers and their legal representatives whose loan applications have been once rejected by the Bank due to not compliance with related regulations and rules.
提出贷款申请后申请人因故撤销或申请退回后未再次提交的法人客户和法定代表人。
Corporate customers and their legal representatives who retreated loan application due to some reason, or did not submit again after loan application was returned.
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