论文的作者以代理商Gaudencia作为一个案例【注4】。这位女士在西肯尼亚拥有3个代理店，每个代理店之间有30分钟的车程。
The paper's authors give the example of Gaudencia, a woman who owns three shops in western Kenya, each about 30 minutes by bus from the others.
所有的这些使得Morawczynski女士认为肯尼亚手机银行的成功模式未必能够在其它国家复制。
All this makes Ms Morawczynski think that Kenya's success in mobile banking may not be matched elsewhere.
Mohamud女士的磨难开始于今年5月，当时她探访了居住在肯尼亚的母亲后，试图离开肯尼亚。
Ms Mohamud's ordeal began in May when she tried to leave Kenya after visiting her mother there.
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