事实婚姻是指男女双方未办理结婚登记手续，以夫妻名义共同生活，群众也认为是夫妻的一种合法婚姻。
De facto marriage means that a man and a woman live together as a couple without marriage registration. People also think such a relation as a legal marriage of a husband and a wife.
听上去你们俩只是名义上的夫妻。
夫妻一方以个人名义所负的债务之所以被认定为夫妻共同债务，其理论渊源就是夫妻家事代理权制。
The theoretical origin that the debt occurred by one person is taken as the spouses joint debt, is the theory about the agency of family affairs.
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