【endowment_mortgage】什么意思_英语endowment_mortgage的翻译_音标_读音_用法_例句_在线翻译

endowment mortgage
英 [ɪnˈdaʊmənt mɔːɡɪdʒ]

寿险抵押贷款

在普通寿险的基础上，英国、德国银行和保险公司还联合推出了抵押贷款与寿险的组合产品——寿险抵押贷款(endowment mortgage)，其分期付款的方式与常规的抵押贷款的区别在于：在还贷之初，银行只能按月获得贷款的利息收入，在贷款到期后才能从保险公司获得...

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经济学

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abstract: An endowment mortgage is a mortgage loan arranged on an interest-only basis where the capital is intended to be repaid by one or more (usually Low-Cost) endowment policies. The phrase endowment mortgage is used mainly in the United Kingdom by lenders and consumers to refer to this arrangement and is not a legal term.

以上来源于: WordNet

1.
N an arrangement whereby a person takes out a mortgage and pays the capital repayment instalments into a life assurance policy and only the interest to the mortgagee during the term of the policy. The loan is repaid by the policy either when it matures or on the prior death of the policyholder 人寿保险抵押; 以人寿保险所得的钱偿付购房贷款

Find it at "Endowment mortgage complaints" through the consumer section of its website (see link on right).

BBC: NEWS | Business | Ask the expert special: Endowments
An endowment mortgage is a monthly savings plan, usually invested in shares and property, which was designed to pay off the home loan at the end of the term.

BBC: Interest-only mortgage shortfall 'big problem' for NI
It involves comparing the interest and premiums you have actually paid on your endowment mortgage with the interest and capital repayments you would have paid on an equivalent repayment mortgage.

BBC: NEWS | Business | Ask the expert special: Endowments

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