An easy way to do that would be by cutting the employer contribution to the payroll tax.

一个简单的方法就是削减雇主贡献的工资税。

youdao

Because the cost of such schemes is high, new employees are usually offered defined-contribution (DC) schemes, in which employer contributions are lower and retirement income varies with the markets.

因为这些计划的成本很高，新员工通常适用于固定缴款计划，这种计划雇主缴款较低且退休收入随着市场变化。

youdao

The contribution rate is approximately 5.2% (of income) for an employee, 5.7% for an employer and less than 11% for those who have their own business,” Popescu says.

雇员的交款率大约为（收入的）5.2%，而雇主的交款率约为5.7%，而自己有业务的人其交款率则低于11%，”Popescu说。

youdao

The current median amount that people contribute is 9%, counting the employer contribution, Vanguard says.

WSJ: Boomers Find 401(k) Plans Come Up Short

One disadvantage IRAs have, of course, compared to 401(k) plans is that there is no matching employer contribution.

FORBES: Magazine Article

Giving up the employer contribution can be tantamount to accepting a pay cut.

BBC: Automatic pension enrolment timetable