The amount covered that the shortage effect an insurance means that the insurance agreement stipulates is lower than insured value.

超额投保是指保险金额高于保险价值。 也就是保险金额高于实际价值。

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The amount covered that the shortage effect an insurance means that the insurance agreement stipulates is lower than insured value.

不足额投保是指保险合同约定的保险金额低于保险价值。

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But specialist said, the effect an insurance telephone car insurance, the car owner should not persistently pursue low in price but neglected satisfaction of a claim.

但专家表示，投保电话车险时，车主不应一味追求低价而忽略了理赔。

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In effect, this meant improving on an insurance company's actuaries guesses at what people might spend on health care by superimposing the medical professionals and protocols that could control it.

ECONOMIST: American insurance

Once the individual mandate comes into effect in 2014, health insurance will be an even worse deal for this group, since the ban on preexisting condition exclusions that comes into effect at the same time will guarantee that they can buy insurance at favorable prices in the future if their health status changes for the worse.

FORBES: What Problem Does the Individual Mandate Solve?

Offering insurance at a fixed, low cost will also have an unintended effect on behaviour: the sickest people will be the first to buy, since they expect the highest medical costs in the future.

ECONOMIST: Health-care promises