But household saving is also kept high by the poor public provision of health, education and pensions.

然而家庭储蓄率也因为健康，教育和养老金的糟糕的公共供给而居高不下。

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We expect to be able to provide a family of 4-5 with adequate shelter, new clothing, plenty of food, health care and education, while also saving for our retirement.

我们希望能提供一个容纳4 - 5口之家的居住场所、新的衣服、充足的食物、健康保健和教育，同时还有退休后的积蓄。

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Most Americans - 42.8% - said this year that saving for their own retirement was more important than saving for their child's college education, indicating an increase from last year's 40.7%.

大多数美国人(占42.8%)表示，今年退休储蓄比孩子的大学教育储蓄重要，相比去年的40.7%有所增加。

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Mr McCain also wants to expand education saving accounts and introduce a tax credit for donating to schools, while Mr Bush wants to make charitable giving tax-deductible.

ECONOMIST: Republican fiscal policies

One idea is to use the tax code, a favourite Clinton tool for promoting everything from education to saving.

ECONOMIST: The muddled maths of welfare-to-work

"Whether you're buying a home, paying for education, saving for retirement, investing, or growing your business, we're here for you, " the flier reads.

WSJ: Customers to Banks: It's You, Not Me