McCain senior policy adviser Doug Holtz-Eakin said earlier this week that the system for investment banks would be much like the system in place for commercial banks.
That is despite praise across party lines for the excellent Doug Holtz-Eakin, Mr McCain's most prominent economic adviser and a former head of the Congressional Budget Office.
Mr McCain has never been particularly interested in economics, but, unlike Mr Obama, he has made little effort to catch up or to bring in good advisers (Doug Holtz-Eakin being the impressive exception).