In theory, those products can help investors and companies diversify risk, but they are nearly impossible to value.
理论上,这些金融产品可以帮助投资人和公司分散风险,但是要给这些产品估值几乎是不可能的。
This fund is generated from borrowers' payment of a "credit rate" fee and is used to diversify risk in the form of a reimbursement to lenders in the event of a late payment or payment default.
该资金是借款人支付的“信贷利率”费,旨在分散风险,用于赔偿借款人因逾期支付或违约产生的费用。
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