Their net financial assets, excluding equities, amount to 3.2 times personal disposable income, compared with a ration of only 1.9 in America and 1.1 in Germany (see left-hand chart).

除资产净值外，他们的净金融资产总计是个人可支配收入的3.2倍，相比之下，美国和德国仅为1.9和1.1倍。

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Personal assets in UK and Overseas generating an income disposable in the United Kingdom.

在英国和海外收入产生的私人资产，并且在英国可任意使用。

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The Poles mostly keep their wealth in disposable assets such as cars.

ECONOMIST: Inconspicuous consumption

As for consumption, long-lived assets such as autosand furniture are treated as if they were disposable pens.

FORBES: Fact and Comment