However,with the fine tuning of the market-based interest rate reform and the financial disintermediation becoming more evident,the net interest margins are still showing a downward trend.
但随着利率市场化改革的完善和金融脱媒的深化,净息差仍呈现下降趋势。
参考来源 - 美国利率市场化改革对银行业的影响·2,447,543篇论文数据,部分数据来源于NoteExpress
以上来源于: WordNet
N the elimination of such financial intermediaries as banks and brokers in transactions between principals, often as a result of deregulation and the use of computers 非中介化; 资本交易中对金融中介机构,如银行,证券经纪人的消除,通常是由于管制撤销和计算机的使用造成的 [finance]
Disintermediation is also made possible by mobile money.
通过手机转账也可以使非中介化成为可能。
So, a lot of people switched from savings accounts to REITs -that's called disintermediation.
于是很多人把钱从储蓄账户转向REITs,这被称为去中介化
Disintermediation is increasing and consumers increasingly understand that they have to pay for value-added services.
中介服务的功能正在削弱,同时,消费者明白他们必须为增值服务支付费用。
Although, in some sense, it wasn't really disintermediation because you could say a REIT is a different kind of intermediary between the individual and the investment.
某种意义上这不是真正的去中介化,因为你也可以说REITs是另一种,个人投资中介
So, a lot of people switched from savings accounts to REITs -that's called disintermediation.
于是很多人把钱从储蓄账户转向REITs,这被称为去中介化
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