LOW interest rates are intended to ease the burden on debtors, discourage saving, encourage spending and thereby revive the economy.

低利率能够缓解债务人的负担、减少储蓄、鼓励花费，从而复苏经济。

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Do not discourage "hoarding," i.e., saving?

不要阻碍“囤积”，例如，存款。

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They discourage energy saving and they destabilize countries dependent on oil exports, making oil in the future more likely to be expensive and even more volatile.

他们挫伤了能源的节约并且破坏了依靠石油出口的国家，造成未来的石油更有可能成为高价，进而更加动荡。

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Meanwhile, the 3.8-percent tax on unearned income, like capital gains, dividends, and interest, will discourage saving and investment.

FORBES: In 2013, Millions Of Americans Face Obamacare Tax Hikes

It is a nice irony that the bank, which has done so much to discourage saving, is one of the most prudent savers of all.

ECONOMIST: How low real interest rates hurt pension funds

The chancellor has been irked by Lord Turner's criticism of the way his pet means-tested pension credits discourage saving and he is resentful of the commission's intrusion on his Treasury turf.

ECONOMIST: Bagehot