Synergistic effects, nonlinear variation, and difficulties in discounting the future make the intellectual problem difficult, but not (in principle) insoluble.
这项智力难题因协同作用，非线性变化，和考虑将来而变得困难，但(原则上)不是不可能解决。
Discounting the importance of future events.
扣除未来事件的重要性。
He has concentrated on the psychology of saving and developed the idea of "hyperbolic discounting", where individuals have a lower discount rate for events far into the future than for closer times.
他致力于储蓄心理学的研究，阐述了“双曲线贴现率”概念。根据这种概念，个人为遥远将来的事件利用的贴现率低于为较近期事件利用的贴现率。
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