The race for the IMF's managing director took on the element of farce when the United States, which holds a blocking minority vote, effectively rejected Germany's first choice to head the world organisation.

BBC: Fischer withdraws as IMF candidate

"In a high-net-worth portfolio, the floating rate element is typically cash, " says Andrew Marshak, a managing director in Credit Suisse Asset Management's Credit Investment Group.

WSJ: A Secure High-Yield Alternative?

"The human element is always the most insecure, " says Jennifer Granick, executive director of Stanford's Center for Internet and Society.

FORBES: Accounting For Human Error