Particularly if you have direct deposit, most banks offer some type of free checking.

特别是如果你办理的是直接存款业务的话，大多数银行都会提供好几种类型的免费储蓄。

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Yet, keeping these household water collections free from mosquito breeding only requires simple measures: storing drinking water under cover so that mosquitoes cannot deposit their eggs.

然而，要使这些家庭储水器没有蚊子繁殖，只需采取简单措施：将储存的饮用水覆盖，使蚊子不能在那里产卵。

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At the other financial pole, the cash-rich and debt-free (by definition savers not spenders) might well spend little, if any, of the extra income they gain from higher deposit rates.

在其他金融端，现金富裕、无债务的人(按定义指储户而非挥金如土的人)很可能很少的花费由更高储蓄率获得的额外收入(若有的话)。

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But if you have less than five years before your kid sits down to freshman composition, a risk-free certificate of deposit, money market fund or even a traditional savings account is a better bet.

FORBES: Start Saving For College Now