Any squeeze on debtors' incomes might be mitigated if Banks chose not to pass on any increase in funding costs stemming from higher base rates. That scenario is optimistic.

如果银行选择不传递任何因基准利率上升而导致的资金成本的增加，那么任何对债务人收入的挤压都可以减轻，这种情况是乐观的。

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Critics say that as debt-collection agencies struggle to recover the costs of bad debt they have acquired, some are abusing debtors with harassing phone calls or illegal threats.

评论人士指出，为竭力收回他们收购坏帐所花费的成本，一些债务催收机构开始对债务人采取电话骚扰或其他非法手段加以威胁。

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