Debt retirement: Paying off a debt.

还债：清偿一笔债务。

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These are the cells that tell us to take out a mortgage we can't afford, or run up credit card debt when we should be saving for retirement.

就是这些区域的脑细胞，告诉我们接受实际上买不起的按揭，或者当我们应该为退休而储蓄时，让我们借用信用卡债务。

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You may also choose to tighten up your spending habits simply to get out of debt or to save more for retirement.

为了还清债务或为存更多的退休金，你可能要改变自己的消费习惯，缩紧开支过日子了。

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In an environment where assets (stocks and housing) have shrunk over the last decade and consumers in the U.S. and elsewhere are increasing their savings and reducing debt as retirement looms for an aging baby boomer generation, the current policies of stimulus make less and less sense.

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That can be a challenge, forcing couples to slice into massive credit card debt by using retirement savings or even home equity to reduce the burden to a more manageable level if not zero it out all together.

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Now, for a growing number of seniors, high levels of debt are threatening their retirement dreams.

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