Because collecting on unpaid bills has become more difficult, debt buyers have become more cautious about what they purchase, and the price of unpaid debt portfolios has fallen.

由于催收欠款变得越来越困难，催收公司在收购债务时也变得越来越谨慎，不良欠债的市场价格也在下滑。

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If timely payments are not made, we agree to pay all collection agency fees and any other costs incurred in collecting the debt.

如果未能及时缴费，我们同意支付所有欠款代收公司费用及在收账过程中所产生的一切费用。

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It also said that the script used on the phone by its in-house debt collecting staff had not been used since January 2010.

BBC: Wonga debt collection methods criticised by OFT

Investor recently spent 360 million euros buying a Norwegian debt collecting company, Lindorff, and Ekholm said he expected that company to "participate in consolidation" and buy other smaller players.

FORBES: Magazine Article

Campaigners have called on the government to ensure debt collectors have high standards when collecting tax credit overpayments.

BBC: Concerns over tax credit overpayment collection