Need to establish an effective financial warning system for predicting, precontrol and dealing with financial risk.

急需建立有效的财务预警系统来预测、预控和处理财务风险。

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The combination of low risk premiums, complacency, and untested elements of risk management systems dealing with complex financial instruments could ultimately become hazardous to financial markets.

低利率溢价、不思进取加上处理复杂金融工具的风险管理体制中未经检验的要素，最终会变得有害于金融市场。

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The depositor's behavior is the key factor that causes the financial institution dealing with the deposit unstable in the panic theory. The financial risk contagiosity can't be ignored too.

金融机构恐慌理论认为存款人的行为是引起存款性金融机构不稳定的关键因素，金融机构危机所具有的传染性同样不可忽视。

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