As is often the case in Africa, the customers enjoy the drink on the premises, the deposit on the bottles being too dear.

这样的情况在非洲很普遍，顾客必须在店里享用饮料，因为瓶子的押金是相当贵的。

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Customers swipe their savings card on the phone and hand their deposit to the agent who pockets the money.

顾客在手机上刷自己的储蓄卡，并将存款交给代理人，由后者收下保管。

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The importance of a local deposit base has also grown, partly for regulatory reasons and partly because customers want Banks that can lend to them.

当地存款基础重要性增强，一方面是监管的效果，一方面是客户需要愿意借钱的银行。

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Banking customers deposit money or withdraw cash at the grocery till, but everything else is handled by the call centres of the grocers' bank partners.

ECONOMIST: Supermarket banking

Prominent examples include MoneyBox Africa and M-PESA, mobile-phone based money transfer services that allow customers to deposit and withdraw money, transfer money to others, pay bills and make purchases.

FORBES: Written by Marty Beard

M-PESA, launched in 2007, provides banking transactions without the need to visit a bank branch by using mobile phones and 19, 500 agents where customers can deposit and withdraw money, pay bills, purchase airtime and transfer money to other users and nonusers.

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