New customers will be able to get their account, chequebook, debit and credit CARDS within 15 minutes, and all the data for each customer will be kept in one place.

新客户能在15分钟内拿到自己的账户、支票簿、借记卡和信用卡，每位客户的所有数据会被保存在一个地方。

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They say the rule, which places a cap on the amount that banks can charge retailers each time a customer swipes their debit card, hurts customers and banks.

FORBES: New Bill Aims To Kill Durbin's Debit Card Fees

The Federal Reserve proposed rules at its board meeting on Thursday, December 16, 2010, to limit the interchange fee that banks charge retailers when the customer uses a debit card.

FORBES: How Badly The Durbin Amendment Might Whack JPMorgan, Bank of America

Mr. Moebs also said new charges by the bank will likely hit a broader portion of Bank of America's customer base than the debit fees it abandoned.

WSJ: Bank of America Weighs New Set of Fees