It wouldn't need to lose much on these assets to wipe out its thin cushion of capital.

这些资产不需要有多少亏损就足以冲破它微薄的资本缓冲。

youdao

They will also have to hold a capital conservation buffer of a further 2.5%, bringing the total liquidity cushion to 7% of assets and liabilities.

他们还必须增加2.5%的资本用以资金保护缓冲，并使资产及负债的可流动金额增加到7%。

youdao

At issue is Royal Bank’s “core capital”—a cushion composed mainly of shareholders’ money that regulators insist banks hold against bad times—which stands at about 4.5% of risk-weighted assets.

争论的焦点是皇家银行的核心资本，它大约占风险资产的4.5%。

youdao

It also says the biggest banks should go further than this and have a safety cushion of between 17% and 20% of assets, made up of highest-quality assets topped up with bonds that can be easily converted to equity.

BBC: Acclaim for banking shake-up plan

In its place, the banks were given the right to determine how much capital they needed to hold as a cushion against potential losses by calculating the value of their assets using their own internal models.

FORBES: Regulatory Roulette: A Dangerous Loophole In The New Capital Requirement Rules