We're working with the Federal Reserve and FDIC, and credit is beginning to move.

我们已经与联邦储蓄和FDIC团结一致努力工作，信贷市场开始好转。

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But he says that in addition to the U.S. credit crisis, the Federal Reserve governors are now concerned about other economic challenges.

但他表示，除了美国信贷危机之外，美联储的主管们目前还为其他经济挑战感到忧虑。

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Federal Reserve Bank credit is up 38% the past three months, while stocks are up only 8%, oil over 20%, and gold 10%. Think about that relationship for a moment or two.

过去三个月联邦储备银行信用上升38%，而股票只上升了8%，银价20%多，黄金10%，想想一下他们之间的关系。

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But on Thursday, Federal Reserve Chairman Ben Bernanke warned lawmakers that lack of action to raise the borrowing limit would mean a lower credit rating.

VOA: special.2011.07.15

The logic of a penalty discount rate is that the Fed prefers to let the rate structure ration Federal Reserve credit rather than having to do so administratively.

FORBES: What The Discount Rate Hike Is Really About

In addition, the latest Consumer Credit report released today from the Federal Reserve showed that revolving credit, which is primarily credit card debt, fell in May for the 20th consecutive month.

FORBES: Credit Card Debt and Delinquencies Fall Again

The Federal Reserve Consumer Credit Report released yesterday showed credit card borrowing in July took its first decline in three months.

FORBES: Credit Card Balances Decline Significantly