She had no stable income, $12,000 in credit-card debt and no plan, but to her astonishment, her father, an accountant, told her that her financial plight wasn't as bad as she thought.

她没有稳定的收入，身负1.2万美元的信用卡债务，也毫无计划，但令她惊讶的是，她的会计师父亲告诉她，她的财务困境并没有她想的那么糟糕。

youdao

This year, I am doing even better, and plan to pay off my credit card by summer and car by the end of 2007.

今年，我做得更好，我计划到夏天时能够还清我的信用卡，到2007年底时还清我的车贷。

youdao

As banks refused to lend, Treasury Secretary Henry Paulson proposed a plan to loosen credit markets by buying risky assets.

VOA: special.2009.01.02

On Wednesday,President Obama announced that Secretary Geithner will release a new plan to ease credit markets next week.

VOA: special.2009.02.06

Most surprising is the lack of support from the insurance industry, which could sell millions of new policies under Goodman's tax-credit plan.

FORBES: Policy Factory

She also adopted a similarly low credit-limit plan, which curbed her impulse spending on clothes and restaurants.

FORBES: Connect

Ultimately, waiting to open a secured credit card is the best plan for any consumer looking to improve credit standing.

FORBES: Send Your Christmas List to FICO This Year