... credit market 信贷市场 credit misallocation贷款分配不当 credit monitoring and risk management信用监督及风险管理 ...
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credit misallocation
信贷分配不当
以上为机器翻译结果，长、整句建议使用 人工翻译 。
In my opinion, owning bonds and carrying credit card debt is a tremendous misallocation of capital.
FORBES: Credit Card Tip Of The Week: Pay Off That Balance, Then Worry About Investing
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