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The number of credit CARDS in circulation has declined by almost a fifth.

流通中的信用卡数量也下降了将近五分之一。

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This is an example of a （complete） smishing message in current circulation： "Notice - this is an automated message from （a local credit union）， your ATM card has been suspended.

目前广泛传播的一个诈骗短信是这样的：“注意——这是来自于（某当地信用卡机构）的一条自动信息，你的ATM卡已被暂停使用。

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There are 59m credit cards in circulation, more than in the rest of Europe combined and the card industry is fragmented with more than 60 different issuers.

ECONOMIST: Fraud

In 2011, the percentage of Russians using bank cards rose by 11% year-on-year to 75%, and the total number of credit cards in circulation in the country reached 11 million according to Euromonitor.

FORBES: Discover Enters Russia En Route To $39

Visa is the largest global electronic payment solutions company in the world and has the largest network of credit and debit cards in circulation.

FORBES: Visa Hopes Prepaid Cards Can Shore Up Transaction Volumes