While they may use a credit card for convenience, affluent people never let interest charges accrue.
虽然有钱人可能为了方便而使用信用卡,他们从来不让利息费累积。
A student won't usually have to pay bank charges as long as the account stays in credit.
只要帐户信用尚未透支,学生通常不需要支付银行费用。
Use an online calculator to do a "time value of money" calculation that shows him how much debt you can run up when you're using a credit card that charges 17% interest.
用在线计算器做一个“金钱的时间成本”的计算,然后告诉他当他用一张利息17%的信用卡时会有多少债务滚滚而来。
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