I have a credit card, but I never overdraft.

我有信用卡，但是我从来都不用透支的。

youdao

One solution he used was his credit card that allowed him a 5, 000-yuan overdraft.

他采用的一个方法是用信用卡结算。 他的信用卡透支额度为5000元。

youdao

No. Fashion is just part of my life, which improves its quality. But also, I'm good at financing. I have a credit card, but I never overdraft.

没有啊。时尚只是我生活的一部分，它提升了生活的品质。不过，我还擅长理财呢。我有信用卡，但是我从来都不用透支的。

youdao

How about phone calls from credit card companies, overdrawn bank accounts, excessive overdraft charges, that nervous sweaty feeling when you offer your credit card up at the grocery store-Does that shake you up a bit?

FORBES: Losing And Winning: A Success Story

If the money is paid back promptly on the next pay day, this type of lending can be cheaper than paying an unauthorised overdraft or a credit card charge.

BBC: Payday loans debt quadrupled, advisory service says