Each pays a minimal fee to have his identify verified through a credit card authorization.

双方各自承担极少的费用，由网站方通过信用卡授权验证对方身份。

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Plus, even if you do agree to an on-site currency conversion, there's a good chance your credit-card company will still charge you the fee.

另外，就算是你同意在当时当地进行货币兑换，你的信用卡公司还是有可能会向你收取费用。

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But in the 1990s Amex decided to push into the mainstream credit-card market, introducing no-fee credit CARDS to target less well-off customers.

但在二十世纪九十年代，美国运通决定进军主流信用卡市场，推出了面向中等客户的免手续费信用卡。

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The application, which can be downloaded for free, charges vendors a credit card processing fee of 1.8 percent plus 15 cents per transaction, assuming you're swiping plastic from MasterCard, Visa or Discover.

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Given that students should also get into the habit of paying their credit card bills on time and in full at this point in their credit careers, a no annual fee student credit card would be free to use and would preserve the option of building credit without actually making purchases.

FORBES: The Best Credit Cards For College Students

One small area of difference: Serve allows users to fund their Serve accounts with a credit card for a fee (2.9% plus 30 cents).

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