According to Ian Harnett of Absolute Strategy Research, a consultancy, the availability of credit in Europe for both consumers and companies is now at its lowest level since 2003.

据完全策略研究公司的咨询师ian Harnett说，对于消费者和公司而言，欧洲的信用额度正处于2003年以来的最低点。

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Unless you have absolute confidence in the site that is asking for it, never give up your computer password, your social security number or your credit card information.

除非你完全信任某个网站，否则不要按照其要求输入你的计算机密码、社会保障号码或是信用卡信息。

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But California cannot pass timely budgets even in good years, which is one reason why its credit rating has, in one generation, fallen from one of the best to the absolute worst among the 50 states.

不过加州即使在表现不错的年份也不可能及时通过预算，这就是为什么加州的信用评级从表现最好的几个州之一跌落到了几乎是50个州里最差的级别。

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The AIG mess, then, is the result of denial about the level of risk, arrogance that the triple A credit rating is an absolute safety belt, greed about compensation that leads to reckless behavior and overall, a level of irrationality that approached insanity.

FORBES: The 2008 Meltdown And Where The Blame Falls

We could ask the rating agencies to give up attempting to produce absolute measures of credit quality and instead focus on providing only relative measures.

FORBES: Rethinking Credit Ratings

This implies that a creditors primary concern is not the absolute safety of a bond or other credit instrument, but its relative safety.

FORBES: Inverse Moral Hazard: A Slaughter Rule For Finance