You may well want a core of regulated banks that cannot blithely create credit, take on leverage and secrete assets off their balance sheets, as today's banks have done.

你所追求的金融体系的核心由一群被管制的银行构成，它们不能向今天的银行一样无忧无虑地放贷或扩大杠杆，不能随便把秘密资产转移至表外。

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The business object Editor enables us to create the business object definitions that will be used by the credit approval service.

通过业务对象编辑器，我们可以创建信用审批服务将使用的业务对象定义。

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And without their ability to create credit in this way, we'd all be a lot poorer.

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Given that it is the banks that create credit and thus the wider money supply they are, to a great extent, the same thing.

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Whalen says there is a risk the contagion will spread further and create more credit quality problems for banks.

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