Many banks have been reluctant to loan money because they are unsure if they will need their cash reserves to cover the cost of billions of dollars in questionable loans, which are frequently referred to as toxic assets.
VOA: standard.2009.03.23
The margins allow them to swallow the huge cost of cash on delivery payments.
You must also understand the impact of supply chain changes on total cost or cash flow and optimize supply chain effectiveness for better corporate results.