Are you a cosigner on anyone else's loan?

你是否是其他人的贷款担保人？

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Did you ever require a cosigner for a loan?

你是否曾经有过一个贷款担保人？

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Few cosigners know, however, that most lenders allow the cosigner to exitthe contract if loan payments are made on time for the first 12 to 48 monthsand the graduate has excellent credit.

不过只有少数联保人知道，如果毕业生拥有优秀的信用记录且在毕业初的12到48个月内还贷及时，大部分贷方会允许他们退出联保。

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Meanwhile, even with a cosigner on the documents, the lender offered a variable interest rate that is currently at 7.65%.

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All too often, that cosigner is mom or dad, fast approaching retirement age and with a plethora of their own financial obligations.

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Like other private lenders, credit unions typically require that students have a parent as a cosigner and base loans on a borrower's creditworthiness.

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