With a conventional mortgage, the payments consist of both capital and interest.

一般的抵押借款，偿还包括本金和利息两部分。

《柯林斯英汉双解大词典》

After two or three years of on time payments, you can then refinance for conventional mortgage rates.

经过两、三年的时间付款，那么你可以为常规转按揭利率。

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The process of obtaining an ITIN loan is somewhat more complicated than that of applying for a conventional mortgage.

获得贷款的过程是一个较为复杂的刺猬比常规申请按揭。

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So, that's a funny property of conventional mortgages -that the mortgage balance declines very slowly at first and then it falls rapidly when it comes to maturity.

这是普通贷款很有意思的特性,即贷款余额在起初减少的非常缓慢,但随着到期日的临近,便会加速递减

耶鲁公开课 - 金融市场课程节选

The typical -I'm going to talk about the conventional thirty-year mortgage, which has been a standard in the United States ever since the early 1950s.

典型的抵押贷款,我先介绍普通30年期抵押贷款,从20世纪50年代初起,它就是美国抵押贷款的标准期限

耶鲁公开课 - 金融市场课程节选

But if most people who are good borrowers, who know what they're doing, want these, they want a conventional thirty-year mortgage because it will fix a mortgage payment for the rest of the thirty years and you have nothing to worry about.

但是如果大多数人是优质借款人,他们知道自己在做什么,他们会选择普通30年期抵押贷款,因为在剩余的30年时间里,抵押贷款的偿付是固定的,你不需要为它担心

耶鲁公开课 - 金融市场课程节选

Another is the 30 year conventional mortgage rate against its typical counter part, the 10 year Treasury.

FORBES: Are US Treasury Bonds in A Bubble?

When you look at the pattern of where the subprime loans have gone, you see it's the same set of neighborhoods, the same zip codes where banks and others who loan at conventional mortgage rates - the lower interest rates, the more desirable mortgage products, they ignored those neighborhoods and those same neighborhoods are the ones where you see a lot of subprime activity.

NPR: Beware the Bad Home Loans

If this is sustained, the conventional 30-year mortgage rate should fall to around 5%, says Nicholas Strand of Barclays Capital, from over 6.5% in early November.

ECONOMIST: The Federal Reserve