Neil Record, a fund manager, argues that the pay deal offered to a DC plan member is clear; it consists of basic salary and the employer’s contribution to the plan.

基金经理尼尔•雷科德(Neil Record)提出，缴费确定型计划获益者的支付安排是明晰的，它由基本工资与雇主缴费数额构成；

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If your earnings are more modest, you may be able to use an off-the-shelf "defined contribution" plan from a mutual fund company, broker, bank or insurance company.

FORBES: Self-Employment

We still believe that Vanguard is among the best mutual fund companies offering defined contribution plan investment management, recordkeeping and administrative services.

FORBES: More Worries for Defined Contribution Plan Fiduciaries (August 31, 2006)