The other major kind of retirement plan is called a defined contribution plan.

另一项主要的退休金计划叫做固定缴费计划。

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Michigan closed its defined-benefit scheme to entrants back in 1997 and Alaska moved to a defined-contribution plan for new staff in 2006.

密歇根州在1997年就不再对新员工实行养老金固定收益计划，阿拉斯加州于2006年实行了对新员工的养老金固定缴款计划。

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They would also have hybrid plans, with part of the traditional defined-benefit pension replaced by a defined-contribution plan of the sort common in the private sector.

他们同时采取复合计划，即把部分传统的确定给付养老金形式替换为私营部门常见的养老金固定缴款计划。

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Using a defined-contribution plan, such as 401(k), is one way to achieve smooth benefit accrual.

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This is due to the fact, that new hires will not receive the defined contribution plan.

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Currently, 55% of plan sponsors enroll workers automatically in their employer-provided defined-contribution plan, up from 24% in 2006.

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