抗辩期（contestable period）是指保险人有权利以投保单中存在重大不实告知为理由解除寿险保单的一段时间。
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... 抗辩宣言 Remonstrance 抗辩期间 contestable period 积极抗辩 affirmative defense ...
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Experts say there's little downside to asking for a reassessment once you've had a policy longer than the standard "contestable period" of two years, during which time the insurer can challenge the information you disclose.
WSJ: Renegotiate Life-Insurance Cost
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