The company also boasts that its average consumer tips waiters 21%, slightly above the normal range of about 15-18%.

该公司还称，其用户平均给服务员21%的小费，略高于15 - 18%的普通水平。

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The Consumer Federation offers these and other tips for homeowners headed for a jam--smart borrowers will use them.

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In the U.K., index-linked gilts adjust for movements in the Retail Price Index (RPI) and are similar to their American cousins, Treasury Inflation Protected Securities (TIPS), which track the Consumer Price Index (CPI).

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One option is to buy funds that hold Treasury inflation-protected securities, or TIPS, whose returns are linked to the consumer-price index.

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