"They are by far the most optimistic consumer segment... they are also the ones most comfortable with alternative forms of payment like credit CARDS," he said.

“他们是目前最乐观的消费者群体……他们的体验也是最好的，因为他们拥有了如信用卡等替代支付方式，”他表示。

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For the consumer experience to excel, companies need not only to develop mobile payment applications but develop standards as well.

为了在消费者体验方面做到尽善尽美，公司不仅需要开发手机支付应用程序，也得形成一个标准。

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The business market can be convinced to pay premium prices more often than the consumer market if you know how to structure your pricing and payment terms well.

如果你知道如何包装定价和支付条件，你将能够比消费者市场更经常地劝服企业市场付高价。

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He was previously co-founder and CEO of Accept.com, a consumer-to-consumer payment services company acquired by Amazon in 1999, and Good Technology, a provider of secure mobility solutions, which Motorola bought in 2007.

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Likewise, this legislation instituted a more consumer-friendly payment structure for personal credit cards while providing no such provisions for business credit cards.

FORBES: How Personal Credit Cards Can Outperform Their Business Counterparts

"Because it's contact-less there's a perception people can grab it from thin air, but it's actually a more sophisticated technology than credit cards with a magnetic stripe, making it more difficult to steal a consumer's payment information, " said Nick Holland, a mobile-transactions analyst at Yankee Group.

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